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Post by frankly on Oct 19, 2015 8:01:59 GMT -5
A new study published in the past few weeks by economists from Berkeley and Harvard (!) shows that increased patient cost-sharing with deductibles and coinsurance doesn't lead to price-shopping and clearly causes patients to cut out necessary and beneficial care. Vox.com does a nice job explaining: www.vox.com/2015/10/14/9528441/high-deductible-insurance-kolstad |
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Post by frankly on Oct 19, 2015 8:06:51 GMT -5
Not sure why that link above takes you to a 404 "not found" page. Sorry about that. Try copying and pasting and it should work OK.
- Frankly
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Post by Guest on Oct 20, 2015 5:25:20 GMT -5
Thanks Frankly. This is an interesting and sobering article. It seems to be consistent with my anecdotal impressions of how people are responding to our changes last year. I think that there may be something in human nature that leads to some degree of this default behavior. Additionally, the notion of "shopping" for cheaper care is not applicable in many cases. In my HMO I go to where I am referred. The HMO has the responsibility of referring their patients to the most cost effective providers.
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More Interesting Press
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Post by More Interesting Press on Oct 28, 2015 7:21:03 GMT -5
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